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Glossary

Elective deferral limit

The IRS cap on your own TSP/401(k) contributions each year.

The IRC 402(g) elective deferral limit caps the combined traditional and Roth contributions you make to the TSP in a calendar year ($24,500 in 2026). Catch-up contributions at 50+ and the higher 60–63 'super catch-up' sit on top. Agency automatic and matching money does not count against it.

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